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Financial Aid

AIMC Berkeley offers financial aid through federal loan programs.
Our Financial Aid officer, Victoria Labrador, can assist you and answer all your questions.

Financial Aid

The Federal Direct Loan Program, available at a fixed rate, constitutes the primary source of funding for financial aid at AIMC Berkeley. Detailed financial aid information on the various federal financial programs, as well as free information on preparing for and funding education beyond high school, is available from the US Department of Education (USDE) at www.studentaid.ed.gov.

Graduate students may be eligible for two different financial aid programs (1) Direct Unsubsidized Loans and/or (2) Graduate PLUS loans.

(1) Direct Unsubsidized Loans
Direct Unsubsidized Loans are available to graduate or professional degree students. You are not required to show financial need to receive a Direct Unsubsidized Loan. Students who are admitted to AIMC Berkeley as graduate students, i.e., possess a bachelor’s degree or the equivalent of three years of undergraduate study (90 semester units), are eligible to borrow graduate-level Direct Unsubsidized (“Stafford”) Loans. For each academic year, a student may borrow a combined total of $20,500 from unsubsidized loan programs.

As of July 1, 2018 the Federal Unsubsidize Loan interest will increase from 6% to 6.595% and the Grad-Plus will increase from 7% to 7.595%
This has been approved by the congress office. Origination fee is still pending. Any students requesting for federal loans as of July 1, 2018 will be subject to the new rate.

(2) Graduate PLUS loans (“Gradplus”)
Students needing additional assistance may consider the federal Graduate PLUS loan. This loan is based on your personal financial credit history. This loan has a 4% origination fee and a higher interest rate of 7.9%. Please contact the financial aid office for further details on the eligibility requirements for this program.

Reimbursement to Veterans and Eligible Persons. For information or for resolution of specific payment queries, veterans should contact the Department of Veteran’s Affairs nationwide toll-free number at 1-888-442-4551.

To maintain your financial aid status once your application is approved, you need to maintain satisfactory academic progress.

Federal Direct Loan FAQs: see the questions here.

Financial Aid Code of Conduct


If you would like to receive financial aid, please follow the checklist below:

  • If you have not already completed the Application for Financial Aid (AFA) as part of the admissions process, please download and complete it and return to the financial aid office.
  • Go to the FAFSA (www.fafsa.ed.gov) to submit your federal application. Our school federal code is 033274.
  • After the financial aid office has received the above information an award letter outlining your assistance and a loan request form will be mailed out. You will need to return a signed copy of the award letter and a completed loan request form to the financial aid office.
  • Once the financial aid office has received all paperwork and the student has been at least conditionally accepted federal loans will be originated.
  • After accepting your award, please go to www.studentloans.gov and complete an online master promissory note. Your pin number from filing the FAFSA also electronically signs your MPN. Loans cannot be disbursed to the college without the prompt signing of a MPN.
  • At this same website (www.studentloans.gov) complete the online Entrance Counseling. This is federal requirement and must be completed before funds will be disbursed.
  • Please contact our Director of Financial Aid Victoria Labrador with any questions. She can be reached at FAofficer@aimc.edu or (510)-432-0928.

Students must complete their financial aid applications in a timely manner, at least one month before the beginning of a term if the financial aid is needed to pay tuition. Late tuition payment due to failure to make timely application will result in a late fee of $100 being assessed.

Rights & Responsibilities of Financial Aid Recipients

The rights and responsibilities of students receiving aid are provided in detail in the USDE Student Guide (available at www.studentloans.gov). In addition, prior to receiving a first loan disbursement at AIMC Berkeley, all recipients are required to attend a Loan Entrance Interview with the Director of Financial Aid. The Entrance Interview provides information required by federal regulation for all Federal Direct Loan borrowers.

Professional Judgment/Special Circumstances

If a student has special circumstances or a change in circumstances not already reflected on the FAFSA (such as loss of employment, retirement, or loss of untaxed income) he or she can ask the college to review the changed circumstances by submitting the college’s Policy Appeal Form defining the situation and providing actual figures. In addition, a student may request to have his or her Cost of Attendance adjusted due to special or unusual circumstances. Examples include medical or dental or nursing home expenses not covered by insurance, unusually high child care costs, etc. The appropriate documentation of the unusual circumstances and/or expense must be attached to the college’s Policy Appeals Form and submitted to the financial aid office for review and final submission to the Appeals Committee. The student will be notified in writing of the committee’s decision.

Academic Year

An academic year for financial aid purposes is two trimesters. Annual loan and grant awards are paid in two trimesters. For example, a student who begins AIMC Berkeley in the Fall trimester receives eligibility for annual loan and grant maximums for the first and second trimesters, (first academic year). Eligibility is renewed for the third and fourth trimesters, (second academic year.) Students may potentially borrow for five two-trimester academic years while completing the program (on the 10-trimester schedule), or longer, depending on available aid.

CARES Act Emergency Funding

AIMC Berkeley has signed and returned to the US Department of Education the Coronavirus Aid, Relief, and Economic Security (CARES) Act Emergency Funding Certification and Agreement. We agree to use no less than 50 percent of the funds received under Section 18004(a)(1) of the CARES Act to provide Emergency Financial Aid Grants to students.

The fund of $15,713.00 was awarded to AIMC, Berkeley on August 3, 2020, through the CARES Act. The money was funded to the bank account of the institution on August 17, 2020.

There are thirty-nine students at the AIMC, Berkeley who are or could be eligible to participate in the Federal student financial aid programs under Section 484 of the Higher Education Act of 1965, as amended, and thus are eligible to receive Emergency Financial Aid Grants to students under Section 18004(a)(1) of the CARES Act.

Of the thirty-nine eligible students, 39 (100%) have received an Emergency Financial Aid Grant to students under Section 18004(a)(1) of the CARES Act.

The total sum of funds ($15,713) received by AIMC, Berkeley through the CARES Act was divided by the number of eligible students (39) and distributed evenly $402.90 each (rounded).

The eligible recipients were informed by the administration of AIMC, Berkeley that this disbursement was to provide emergency financial aid grants under the CARES act to students for expenses related to the disruption of campus operations due to coronavirus.

Quarterly Budget and Expenditure Reporting under CARES Act (10/10/2020)

Work Study

Federal work-study is based on financial need as determined by the FAFSA. Awards are given first to those with Expected Family Contribution (EFC) $5,000 or less (as determined by the FAFSA) and it based on available funding. Jobs include on-campus positions such as clinic reception assistants, library assistants, herb room assistants and peer tutoring. The College also offers limited institutional work-study that is not based on financial need, as available.

Both federal and institutional work-study students are paid an hourly rate for the work performed. Students may work up to 20 hours a week in a variety of positions. Students must be enrolled at least half-time and provide proof of employment eligibility in the US, as stipulated by the INS.

Work-Study Job Application


"One of my favorite things about AIMC is the sense of community. We come together to support each other through challenges. Instead of a sense of competitiveness between students, there is a caring community that lifts everybody up. The faculty and staff are approachable and provide wonderful support during your graduate journey."

- Master’s Student